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Frequently Asked Questions

Why do I need travel medical insurance?

Do not assume your health insurance, home owner’s insurance or credit card policies will cover you when you study internationally – in many cases they DO NOT. RIG offers to protect you and your family.

What kind of protection can Roth Student Health insurance policies offer me?

Our comprehensive travel medical insurance programs protect international students fromthe high costs and inconveniences of hospitalizations, surgeries, doctor’s visits, prescriptions, medical evacuations, political evacuations, trip cancellations or disruptions, airline bankruptcies, lost luggage and return of remains.

What is covered?

Expenses incurred for medical treatment received by doctors, hospitals, clinics, campus medical facilities. (Always read “what is covered” in your plan booklet)

Who is eligible?

Students, scholars, visiting faculty engaged in full time educational activities. This includes undergraduate and graduate students.

What is the cost?

The cost is based on your geographical location, age, plan and student status, i.e.: single student, student and spouse or student, spouse and children. (Plan costs will also vary based on deductibles and co-pays selected.)

Can you explain pre-existing conditions and are they covered?

Medical expenses resulting for pre-existing conditions may not be eligible depending on the provisions of the plan. For a complete definition of pre-existing conditions, please click on exclusions under the program you have selected.

Why should I select Roth Student Health for my travel medical and trip cancellation insurance?

Roth Student Health is an industry leader in the student travel medical insurance. We Offer a variety of programs, outstanding customer service, understandable and affordable policies, a network of thousands of international doctors and hospitals and a 24/7 emergency assistance to travelers.

When is coverage effective?

The plan you select will state when coverage is effective. Most plans begin the date you elect coverage and you have paid the premium to the plan.

What if I have questions about my plan and/or a claim?

Please contact the 800 phone number on the back of your ID card for claim forms, claims submission process, etc. Be sure to save all receipts and paperwork from:

  • Student health centers
  • Doctors
  • Hospitals
  • Clinics
  • Ambulances
  • Prescriptions
  • Emergency medical facilities

You can also contact Roth Student Health with any questions or service issues you may have at 781-740-9200 or toll free 877-768-4477




Contact Us

Please contact us if you have any questions or if you would like a group or individual quote.

Email: info@rothstudenthealth.com

Phone: (781) 740-9200